Unlocking Inner Wisdom

Terms of Service 

Payment Terms. The full fee is due at the time your request is made, before the reading. Payment must be received by Toni Marquardt before the commencement of your reading.Within 24 hours prior to the scheduled appointment or right before your reading begins, full payment must be tendered to Toni Marquardt. Due to the difficulty with debt collection, all payments for reading requests must be tendered in advance. Payment Methods. For online readings, Toni Marquardt accepts credit cards or Online Payment. All payment transfers are done through the third party platform(s) GoDaddy, Square, Stripe, Venmo, E.G., PAYPAL, so please be familiar with the privacy policy and terms of use for these third party platforms. Toni Marquardt is not liable for any mishandling by these third party platforms. For in-person readings, cash or prepay through third party platform listed above. Toni Marquardt does not accept checks or money orders. If your credit card is declined or payment is not properly transferred due to deficiencies on your end, then Toni Marquardt will be entitled to the balance owed plus a 25% interest as additional charge for the deficiency. IF APPLICABLE: Refund Policy. Any online tarot reading service provided for a fee of $40.00 or less shall be non-refundable. Any online tarot reading service exceeding $40.00 may be refunded if and only if the tarot professional failed to address your stated inquiry and the refund is authorized by the tarot professional. To claim a refund, communicate with the tarot professional directly, at which time the professional at his or her discretion has the opportunity to redo the service, offer a gift certificate for a complimentary future service, or to issue the refund. Refunds without reasonable cause are not permitted. Claims of inaccuracy do not constitute reasonable cause. [IN THE ALTERNATIVE: Tarot readings by Toni Marquardt constitute a professional service and due to the nature of the service and labor involved, all readings are non-refundable. However, if no reading was performed or your tarot professional has cancelled the reading prior to its commencement, then of course, your fee will be refunded to you in full. Toni Marquardt exercises great reasonable care and diligence in performing each and every tarot reading. If you are dissatisfied with your reading, please contact your tarot professional to see if an agreeable settlement may be worked out.

 

Statement of Tarot Ethics

 A statement of ethics is provided at https://tonimarquardt.com , which covers the ethical policy of Toni Marquardt, hereby integrated and incorporated into this Terms of Service. IF APPLICABLE: Scope of Life Coach Services. The tarot reading services provided by Toni Marquardt is more akin to life coach services and strives to help you work on your goals for the future and create the life path you desire. Your tarot reading with Toni Marquardt in no way replaces professional counseling from a licensed counselor or therapist and cannot be relied upon in lieu of sound legal, medical, or financial advice from licensed or qualified professionals. Toni Marquardt in no way diagnoses problems, but rather, suggests creative perspectives for understanding your current problems or help you come up with actions you can take to empower yourself in a way that will maximize your personal and professional potentials. Toni Marquardt strives to help you improve the quality of your life by tapping into your intuition. The role of such a life coach is supportive. 

Disclosure of Limitations. 

A tarot reading should never be used in place of professional counseling. Your reading cannot offer legal, medical, business, or financial advice nor does any portion of your reading from Toni Marquardt purport to do so. You should not rely on a tarot reading to make any decision that would affect your legal, financial, or medical condition. If your inquiry involves the law, finance, or medicine, then you should seek the advice of a licensed or qualified legal, financial, or medical professional. Also, a tarot reading cannot replace qualified mental health care. A tarot reading can only facilitate how you cope spiritually with a given situation. 

 

Video Reading Recordings.

Toni Marquardt may, at your option, provide video conference tarot readings through third party platforms or hosts, such as Skype, Facebook Messenger, Facetime, Youtube, Vimeo, Zoom, or Google Hangout. These video readings may from time to time be recorded. If a video reading is recorded, you will be put on notice in advance of the recording. You are entitled to a copy of the video recording, though charges may apply. Before consenting to a video reading, please go over any questions or concerns you may have with Toni Marquadt. By commencing a video reading, you are consenting to the terms herein. Likewise, please be advised that you are not permitted to record video readings without express, written permission from Toni Marquadt. If you would like to record your video tarot reading, please ask before doing so. Confidentiality of Tarot Readings. Toni Marquardt exercises reasonable diligence in maintaining the confidentiality of your tarot reading and will not voluntarily, knowingly, intentionally, or willfully disclose your identity or the contents of your tarot reading to third parties. However, if Toni Marquardt genuinely believes disclosure is required to: (1) prevent imminent harm or risk of harm to yourself or to another, (2) meet any applicable law, regulation, legal process, or governmental request, or (3) protect or defend Toni Marquardt against claims or threats of claims, then Toni Marquardt reserves the right to do so to the extent reasonably necessary. Please keep in mind that no legally recognized privilege exists between a tarot professional and client the way a privilege might exist between an attorney and client, doctor and patient, husband and wife, or priest and penitent. Fortune Telling Laws. Pursuant to applicable laws of certain jurisdictions, a person can be guilty of fortune telling when, for a fee or compensation, that person claims or pretends to tell fortunes, or holds him or herself out as being able, by claimed or pretended use of occult powers, to answer questions or give advice on personal matters or to exorcise, influence, or affect evil spirits or curses, unless otherwise done so explicitly for entertainment purposes only. Any and all readings provided by Toni Marquardt neither claims nor pretends to tell fortunes and neither claims nor pretends to use occult powers in ways that would run against such laws. In certain jurisdictions, a tarot professional is required to disclose to you that tarot readings should be for entertainment purposes only, and if such a law applies to your reading, then you are hereby on notice thereof. BY CONTACTING TONI MARQUARDT FOR A READING, YOU ARE IN EFFECT ACKNOWLEDGING AND AGREEING TO THE FOREGOING TERMS OF SERVICE

Created On: 10/17/2023

Last Updated On: 04/01/2025